Understanding Credit Hour Requirements for Social Security Disability
When it comes to Oklahoma Social Security Disability benefits, one of the most important factors to consider is your credit hour requirements. These requirements determine whether you are eligible for SSDI or SSI benefits, and failing to meet them can result in a denial of your claim.
If you apply for both SSI and SSDI, you may receive a letter indicating that you do not have enough earnings to qualify for disability benefits. While this may be discouraging, it doesn’t necessarily mean that you are not eligible for benefits at all.
The Difference Between SSDI and SSI
SSDI is based on your work history and requires that you have worked at least 20 out of the last 40 quarters to qualify. SSI, on the other hand, is a need-based program that takes your income and assets into account when determining eligibility.
If you do not meet the credit hour requirements for SSDI, it does not necessarily mean that you do not qualify for SSI. It’s important to explore all of your options and not give up on your claim.
Proving Disability
To qualify for SSDI or SSI benefits, you must be able to prove that your medical impairments have caused you to be disabled and unable to work on a continuing and sustained basis. This typically means proving that you were disabled before your date last insured, which is the last date on which you were insured for disability benefits.
If you’re struggling to understand the credit hour requirements or how to prove your disability, it’s important to seek help from an experienced attorney. At tahlequahattorney.com, we are here to help you navigate the Social Security Disability process and fight for the benefits you deserve.
Get a Low-cost Strategy Session
If you need assistance with your Social Security Disability claim, don’t hesitate to reach out to us for a low-cost consultation. Our team of experienced Tahlequah social security lawyers can help you understand your rights, gather the necessary evidence, and fight for the benefits you deserve. Reach out to us at tahlequahattorney.com to schedule your consultation.
